It's probably time to revise your loan policies and procedures


Presented by: Adam Laboda

Add CD-ROM to Cart:

(Product will be shipped via USPS)


Loan policies vary considerably among financial institutions because each institution has its own distinct product mix and tolerance for risk. Therefore, an effective loan policy must be tailored for the specific institution. That's why an institution can't just copy the loan policy manual from the bank down the street. And, loan policies must be reviewed and revised on a periodic basis as the institution's circumstances change. This webcast seminar will help an institution create effective loan policies with special emphasis on the FDIC Manual of Examination Policies, the Interagency Guidelines for Real Estate Lending Policies, and the Interagency Guidelines Establishing Standards for Safety and Soundness.

During the presentation, we'll cover these and other topics--
  • Lending authority of loan officers and committees
  • Responsibility of the board of directors
  • Guidelines for portfolio mix and risk diversification
  • Limitations on loan-to-value, aggregate loans, and overdrafts
  • Credit and collateral documentation standards
  • Guidelines addressing loan review and loan grading systems
  • Adequate allowance for loan and lease losses
  • Categories of substandard, doubtful, loss and special mention
  • Charge-off guidelines and collection procedures
  • Handling exceptions to policies
Who Should Attend
This webcast seminar will be very useful to any person that deals with the financial institution's loan policies. It can help the financial institution prepare for an upcoming examination or ensure the financial institution operates within its prescribed risk tolerances.

About the Speaker: Adam LaBoda, Esq. is an attorney with Spencer Fane Britt & Browne LLP where he specializes in the representation of financial institutions. Adam was awarded his juris doctor from the University of Kansas Law School. Prior to joining Spencer Fane, Adam served as a law clerk for Chief Judge Lee M. Jackwig, United States Bankruptcy Court for the Southern District of Iowa. He is a member of the Missouri Bar and the Kansas Bar Associations, as well as a member of the Kansas and Missouri Bankers Associations, and the Kansas City Bankruptcy Bar Association. He is licensed to practice law in Missouri and Kansas, as well as the federal district courts in Kansas and the Western District of Missouri.

(requires Windows Media Player and IE).

CD-ROM Includes:
  • Complete presentation (including slides and audio)
  • Written Materials
  • Follow-up Q & A
You have the right under this license agreement for this CD-ROM to use this presentation on a single-workstation. Use on a network is in violation of the copyright agreements. CD may be used by multiple users at a given institution but may not be placed on a network or in any other multi-user environment. This program was recorded in its entirety in September 2011. The CD-ROM includes program slides, materials (if available) and follow-up Q & A document.
Add to Cart:

  • Model: cd_loanpolicies0911
  • Manufactured by: Glia Group, Inc.

This product was added to our catalog on Tuesday 01 July, 2008.

Customers who bought this product also purchased...

Copyright © 2020