Temporary Financing – Making Sense of the HMDA Rules


Presented by: Kathleen Blanchard

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  Queries about temporary financing are some of the most frequent HMDA questions asked. This one-hour webinar will walk you through everything you need to know about HMDA's temporary financing rules. Viewers will come away with a full understanding of what is and is not temporary financing, and why! The webinar will cover basic rules, term limits, allowable loan purpose, and more.

Temporary financing seems more complicated than it really is. Questions often center on supposed rules that are simply not in the regulation or commentary.

In this one-hour webinar we will review:
  • The two types of temporary financing
  • Bridge loans - temporary or not temporary?
  • Loan purpose types that can be temporary
  • Refinances, renewals, extensions and modifications of temporary financing
  • "Permanent" financing and "mini-perms"
  • Investor "flip" loans
  • Modifications to temporary loans
You will learn easy to remember concepts that will help you to cut through the weeds when reviewing transactions.

Who Should Attend:
Compliance staff, audit and quality assurance staff, lending staff and anyone who needs to understand temporary financing rules for HMDA.

About the Speaker: Kathleen Blanchard has over 30 years of experience in banking, including many years of commercial lending, credit policy, loan review, and regulatory compliance experience related to commercial, small business, private banking and consumer lending.

Kathleen specializes in HMDA and CRA training and consulting and writes about compliance topics at www.kaybeescomplianceinsights.com.

She has developed and improved many lending and regulatory processes and is able to cut through the layers to get to the heart of process needs. Kathleen has been consulting with banks on their regulatory compliance processes, HMDA and CRA reporting, process development and training since 2006. She is a Certified Regulatory Compliance Manager and a BOL Guru for BankersOnline.com.

This program was recorded in its entirety in May 2020. The CD-ROM includes program slides, materials (if available) and follow-up Q & A document.

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  • Model: cd_hmdatemp0121
  • Manufactured by: Glia Group, Inc.

This product was added to our catalog on Thursday 03 December, 2020.

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