Flood Disaster Protection Act Policy

Table of Contents

Purpose and Contents - Topic 1
Policy Statement - Topic 2
Definitions - Topic 3
Eligible and Ineligible Structures for Flood Insurance Under the NFIP - Topic 4
Flood Insurance Requirements - Topic 5
Table Funded Loans - Topic 6
Private Flood Insurance – Topic 7
Exemptions to the Purchase Requirement - Topic 8
Amount of Flood Insurance Requirement - Topic 9
Waiting Period - Topic 10
Second Mortgages and Home Equity Loans - Topic 11
Condominium Policies - Topic 12
Other Special Situations - Topic 13
Escrow Requirements - Topic 14
Standard Flood Hazard Determination Form - Topic 15
Letter of Map Amendment and Revision - Topic 16
Reliance on Prior Determination - Topic 17
Force Placement Requirements - Topic 18
Determination of Fees - Topic 19
Regulation Z Applicability - Topic 20
Notice of Special Flood Hazards/Availability of Federal Disaster Relief - Topic 21
Notice to Servicer - Topic 22
Notice of the Administrator of FEMA - Topic 23
Notice of Option to Escrow - Topic 24
Penalties and Liabilities - Topic 25
Audit Policy - Topic 26
Staff Training - Topic 27
Retention of Documentation - Topic 28

Includes the following form templates:
Notice of Special Flood Hazards and Availability of Federal Disaster Relief Assistance (2 Pages)
Sample Clause for Option to Escrow Outstanding Loans (1 Page)

Recent updates to this product:
07/01/19 Update
03/04/19 Update

This policy template (approximately 18 pages) is in Microsoft® Word format.

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