Loan Grading and Review Policy


Purpose and Contents - Topic 1

Policy Statement - Topic 2
    Loan Grading Policy Statement
    Loan Review Policy Statement
    Exceptions to Policy
Credit Administration and Committee Responsibilities - Topic 3
    Credit Administration
    Directors' Loan Committee
    Special Assets Committee
Loan Grading System - Topic 4
    Loan Risk Grade Categories
    Upgrade Procedures
    Downgrade Procedures
    Split Grade Procedures
Automated Credit Scoring System - Topic 5
    Credit Scoring Guidelines and Methodology
    Exceptions to Underwriting Decisions and Override Authority
    Model Documentation
    Model Management and Tracking
    Program Reporting
Loan Officer Responsibilities - Topic 6
    Supporting Information
    Guarantees and Third-Party Support
    Terms and Documentation
    Other Considerations
    Credit File Availability
Loan Review System - Topic 7
    Secondary Review and Credit Denial
    Quality Control and Assurance
    Loan Review Scope
    Depth of Transaction or Portfolio Reviews
    Other Factors and Conditions
    Qualifications of Loan Review Personnel Standards
    Independence of Loan Review Standards
    Frequency of Review Standards
    Review of Findings and Follow Up Standards
    Communication and Distribution of Results
    Internal Loan Review

This policy template (approximately 33 pages) is in Microsoft® Word format.

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Add to Cart:

  • Model: POL-LGAR
  • Manufactured by: Bank Policies

This product was added to our catalog on Wednesday 24 May, 2006.

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