Purpose and Contents - Topic 1
Policy Statement - Topic 2
Loan Grading Policy Statement
Loan Review Policy Statement
Enforcement
Exceptions to Policy
Credit Administration and Committee Responsibilities - Topic 3
Credit Administration
Directors' Loan Committee
Special Assets Committee
Loan Grading System - Topic 4
General
Loan Risk Grade Categories
Upgrade Procedures
Downgrade Procedures
Split Grade Procedures
Automated Credit Scoring System - Topic 5
General
Credit Scoring Guidelines and Methodology
Exceptions to Underwriting Decisions and Override Authority
Model Documentation
Model Management and Tracking
Program Reporting
Loan Officer Responsibilities - Topic 6
General
Supporting Information
Guarantees and Third-Party Support
Collateral
Terms and Documentation
Other Considerations
Credit File Availability
Loan Review System - Topic 7
General
Objective
Secondary Review and Credit Denial
Quality Control and Assurance
Loan Review Scope
Depth of Transaction or Portfolio Reviews
Other Factors and Conditions
Qualifications of Loan Review Personnel Standards
Independence of Loan Review Standards
Frequency of Review Standards
Review of Findings and Follow Up Standards
Communication and Distribution of Results
Internal Loan Review
Recent updates to this product:
06/01/20 Update
This policy template (approximately 33 pages) is in Microsoft® Word format.
Standard Volume Discounts
Individual and volume pricing plans are available to fit every budget. You can buy one policy at a time, or mix and match multiple policies. Simply put - the more you buy, the greater discount you will receive:
10% Discount when you buy 5 of our Templates at the regular price!
25% Discount when you buy 15 of our Templates at the regular price!
50% Discount when you buy 25+ of our Templates at the regular price!
*Discounts will not be reflected on your invoice, but will be reflected on your credit card bill.
PLEASE NOTE: If you order Bank Policies or Job Descriptions, you will receive your order via email within 24-48 hours.This product was added to our catalog on Wednesday 24 May, 2006.
