Community Reinvestment Act Policy


$275.00

NOTE: The OCC’s CRA final rule has multiple compliance dates and variables, and clients who order this product will receive two versions to ensure complete coverage of existing and future rules. Going forward, we anticipate that the FDIC and Federal Reserve will release their updated CRA final rules that should be somewhat similar in the near future.

Table of Contents - Version 1

Purpose and Contents – Topic 1
Policy Statement - Topic 2
Structure of Accountability - Topic 3
Definitions - Topic 4
Performance Tests, Standards and Ratings - Topic 5
Small and Intermediate Small Bank Performance Standards - Topic 6
Strategic Plan Guidelines - Topic 7
Assigned Ratings - Topic 8
Effect of CRA Performance on Applications - Topic 9
Ratings Under Appendix A - Topic 10
Assessment Area Delineation - Topic 11
Data Collection, Reporting and Disclosure - Topic 12
Content and Availability of Public File - Topic 13
Prohibition Against Use of Interstate Branches Primarily for Deposit Production - Topic 14
Disclosure and Reporting of CRA Related Agreements - Topic 15
Discriminatory or Other Illegal Credit Practices - Topic 16
Audit Policy - Topic 17
Staff Training - Topic 18
Retention of Documentation - Topic 19

Table of Contents – Version 2 (Future)

Purpose and Contents – Topic 1
Policy Statement - Topic 2
Structure of Accountability - Topic 3
Effect of CRA Performance on Applications - Topic 4
Definitions - Topic 5
Qualifying Activities Criteria - Topic 6
Qualifying Activities Confirmation and Illustrative List - Topic 7
CRA Desert Confirmation - Topic 8
Qualifying Activities Quantification - Topic 9
Qualifying Activities Value - Topic 10
Assessment Area - Topic 11
Performance Standards and Ratings - Topic 12
CRA Evaluation Measure - Topic 13
Retail Lending Distribution Tests - Topic 14
General Performance Standards and Presumptive Rating - Topic 15
Small and Intermediate Bank Performance Standards - Topic 16
Wholesale and Limited Purpose Bank Performance Standards - Topic 17
Consideration of Performance Context - Topic 18
Discriminatory and Other Illegal Credit Practices - Topic 19
Strategic Plan - Topic 20
Assigned Ratings - Topic 21
State/Multistate Metropolitan Statistical Area Assigned Rating - Topic 22
Data Collection, Recordkeeping, and Reporting - Topic 23
Ratings Under Appendix A - Topic 24
Audit Policy - Topic 25
Staff Training - Topic 26
Retention of Documentation - Topic 27

Recent updates to this product:
07/01/20 Update
01/02/20 Update
01/02/19 Update
01/02/18 Update
12/04/17 Update

This policy template (approximately 43 and 41 pages respectively) is in Microsoft® Word format.

Standard Volume Discounts

Individual and volume pricing plans are available to fit every budget. You can buy one policy at a time, or mix and match multiple policies. Simply put - the more you buy, the greater discount you will receive:

10% Discount when you buy 5 of our Templates at the regular price!
25% Discountwhen you buy 15 of our Templates at the regular price!
50% Discount when you buy 25+ Templates at the regular price!

*Discounts will not be reflected on your invoice, but will be reflected on your credit card bill.

PLEASE NOTE: If you order Bank Policies or Job Descriptions, you will receive your order via email within 24-48 hours.

Add to Cart:

  • Model: POL-CRA
  • Manufactured by: Bank Policies


This product was added to our catalog on Wednesday 25 February, 2004.

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