Complex challenges in the new HMDA rules


$295.00

Presented by: Kathleen Blanchard

                 
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  All HMDA reporters will be affected by the revised HMDA rules effective January, 2018.

The revised HMDA rules affect all transactions with action dates in 2018, regardless of when the application was taken. That means that 12 months from now, in 2017, your institution could have applications in its pipeline that will be on the 2018 HMDA LAR and reported under the new rules. The time to understand the rules and start planning is now. Do not think you can wait and look up instructions and definitions when you start to complete the LAR in 2018. The ability to gather data and report correctly for 2018 requires advance training and planning. This is not today's LAR with some changes in definitions. This is a major rewrite of the requirements with entirely new concepts and rules.

In prior BOL Learning Connect webinars we have reviewed changes in definitions and reportable loan types and rules for individual fields.

In this webinar, we will cover some of the more complex fields, including:
  • Reporting the expanded race and ethnicity fields with examples, with a surprise change from Appendix B
  • The one exception to the rule that modifications really are not reportable
  • Uniform Loan Identifier creation - a refresher
  • Credit score and credit score system reporting
  • Gross annual income - what to report in different situations
  • How the property value and loan to value fields work together
  • What the automated underwriting system and result reporting rules mean
  • Fields dependent upon TRID and/or ATR applicability
  • Affordable housing units for multi-family properties - what are they and what aren't they?
  • Conditional approvals
  • Multiple property rules - a review
Individual rules contain surprises, and the commentary and Appendices B and C are "must reads" in order to understand what and when to report. We'll break them down for you.

About the Speaker: Kathleen Blanchard has over 30 years of experience in banking, including many years of commercial lending, credit policy, loan review, and regulatory compliance experience related to commercial, small business, private banking and consumer lending.

Kathleen specializes in HMDA and CRA training and consulting and writes about compliance topics at www.kaybeescomplianceinsights.com. Kathleen is an expert in HMDA reporting and is providing indepth HMDA training and support for the new and current rules through The HMDA Academy.

She has developed and improved many lending and regulatory processes and is able to cut through the layers to get to the heart of process needs. Kathleen has been consulting with banks on their regulatory compliance processes, HMDA and CRA reporting, process development and training since 2006. She is a Certified Regulatory Compliance Manager and a BOL Guru for BankersOnline.com.

Who Should Attend: This webinar is intended for compliance officers, loan operations, lenders, management, audit, and anyone who will have a role in development and implementation of what will be a critical project plan for financial institutions of all types.

About the Speaker: Kathleen Blanchard has over 30 years of experience in banking, including many years of commercial lending, credit policy, loan review, and regulatory compliance experience related to commercial, small business, private banking and consumer lending.

Kathleen specializes in HMDA and CRA training and consulting and writes about compliance topics at www.kaybeescomplianceinsights.com.

She has developed and improved many lending and regulatory processes and is able to cut through the layers to get to the heart of process needs. Kathleen has been consulting with banks on their regulatory compliance processes, HMDA and CRA reporting, process development and training since 2006. She is a Certified Regulatory Compliance Manager and a BOL Guru for BankersOnline.com.

This program was recorded in its entirety in August 2016. The CD-ROM includes program slides, materials (if available) and follow-up Q & A document.

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  • Model: cd_hmda0816
  • Manufactured by: Glia Group, Inc.


This product was added to our catalog on Wednesday 16 December, 2015.

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